Dog Walker Insurance
Getting affordable dog walking insurance is a stroll in the park with Pet Care Insurance (PCI)!
$13.33/ month
Even the ruff-est days can be paw-some with dog walkers insurance to back you up!
Trusted by over 15,000 Pet-care Professionals
Backed by
Trusted by over 15,000 Pet-care Professionals
The Best Insurance for Dog Walkers
No bones about it — dog walking insurance with PCI is affordable without sacrificing the coverage you need. Our base policy includes:
$2,000,000 General Liability Aggregate Limit
Covers property damage and harm to people
Pet Protection Coverage (Animal Bailee) (+ options for increasing limits)
Pays for accidents and injuries to pets in your care
Veterinarian Reimbursement
Gets pets the help they need (and gets you a refund)
Lost Key Liability Coverage
Handles rekeying costs when you’re locked out
Pet Care Insurance policies start at $13.33/month or $139/year for coverage tailored to the unique needs of dog walkers.
Insurance for Dog Walking Businesses
Customizable Coverage
Liability insurance for dog walkers provides essential coverage for common claims connected to your business. You can also tailor your policy with add-ons—like Data Theft Protection (Cyber Liability) and Equipment and Inventory Coverage—to suit your unique needs.Pet Protection & Vet Reimbursement
We’re pet people like you, which is why we prioritize the well-being of the animals in your care. Our base policy includes Pet Protection Coverage (Animal Bailee) and Veterinarian Reimbursement to make sure you and your furry clients are covered.Easy Online Access
View your Certificate of Insurance (COI), manage your coverage, or make a claim from your phone or computer 24/7 via your online dashboard.Buy Online in 10 Minutes or Less
Downloadable Certificate of Insurance at Checkout
Employee Dishonesty Coverage
(Similar to Bonding)
Trusted by Over 15,000+
Pet Care Businesses
Accidents Can Cost You
A leisurely walk can turn into an expensive emergency faster than you can say, “No, don’t eat that!” Dog walker insurance from PCI is here to help when life’s little accidents threaten to take a bite out of your wallet.
FAQs About Liability Insurance for Dog Walkers
What Is Dog Walkers Insurance?
Dog walkers insurance protects you from common claims you and your business may face. It can reduce or even fully cover your out-of-pocket responsibility in the event of an accident. PCI’s insurance for dog walkers also includes Pet Protection and Veterinarian Reimbursement, extending coverage to the animals in your care.
How Much Does Dog Walkers Insurance Cost?
The base dog walkers insurance policy costs $139/year. Your final premium depends on the coverage limits you select, the optional coverage you add to your policy, and your business’s gross income.
Do I Need Dog Walkers Insurance?
Yes—if you are a professional dog walker, having dog walkers insurance is a must! Pets (and people) are accident-prone, and you could be held liable when things go wrong. If you’re not insured and a pet in your care is hit by a car, becomes sick, or sustains another injury, you’ll be glad you had insurance to cover medical bills, legal costs, and any other financial expenses.
What's
Pet Care Insurance covers sitting, walking, grooming, training, and more—all in one convenient plan! Our A-rated insurance for dog walkers protects you against claims like third-party bodily injury, property damage, and personal or advertising injury. Moreover, protection automatically extends coverage to your four-legged clients, too.
Limits of Insurance
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
Limit per Incident: $1,000,000
Limit per Year: $2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libel a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
Any One Premises: $100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
Limit per Incident: $2,500
Limit per Year: $5,000
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.
Limit per Incident: $1,000
Limit per Year: $2,500
Deductible: $250
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.
Limit per Incident: $2,000
Limit per Year: $2,000
*Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.
Accidents happen, but PCI offers a safety net so you don’t have to shoulder the financial burden.
Why Choose Pet Care Insurance?
Liability Insurance for Dog Walkers Can Protect You and Your Career
You need insurance for your car, your home, your health, and your life, but did you know you also need it for your job?
A dog you’re walking is injured while in your care.
A dog you are walking bites someone.
A dog you’re walking causes damage to private property.
Our policies can give you financial protection if something goes wrong while you’re walking a dog.
PCI is committed to you. With a trusted carrier and a knowledgeable and friendly team, we are the best choice for your insurance needs.
You're In Good Company With Pet Care
See What Else We Cover
Besides dog walkers, we also respond to many other professionals in the pet service industry, some of whom include:
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