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Category: Pet Sitter

Should Pet Sitters Be Bonded and Insured?

If you are a pet sitting business owner you have liability exposure, and if you have employees, you have employee dishonesty exposures. (In other words, you are at risk of being held financially responsible for damage caused by your business.) Most business owners have probably heard the phrase, “bonded and

Comparing Employee Dishonesty Coverage & Bonding

PCI’s employee dishonesty coverage is similar to a bond, but there may be some key differences to consider.

Employee dishonesty coverage:

  • Can be purchased in the same transaction
  • Doesn’t run credit checks
  • Provides $10,000 per occurrence and $25,000 aggregate coverage

Bonds may differ from our dishonesty coverage by:

  • Checking your credit during the application process
  • Having a “Conviction Claus;” Often bonds won’t pay on claims unless there is a conviction
  • Many require you to reimbursement the bonding company after a claim is paid