Protect Your Business With Pet Care Insurance (PCI)
Prosperous Pet Business Podcast Recommends PCI
PCI specializes in providing A-rated protection for pet professionals starting at $13.33 per month. Prosperous Pet Business Podcast offers online education and coaching for pet professionals. We’re the perfect match.
Trusted by over 16,000+ Pet-care Professionals
Backed by
Trusted by over 14,000+ Pet-care Professionals
Why Choose PCI? Peace of Mind
Instant and Affordable Coverage
Get a quote and enroll in 10 minutes or less! Schedule your start date or set up your coverage to begin immediately.
Pet Protection and Veterinary Reimbursement
Most insurance companies won’t cover animals, but our base policy automatically includes Pet Protection Coverage (Animal Bailee) and Veterinarian Reimbursement at no extra cost.
Easy Online Access
Get instant access to your Certificate of Insurance (COI), make changes to your policy, and submit a claim anytime and anywhere.
Coverage Details
Limits of Insurance
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
Limit per Incident: $1,000,000
Limit per Year: $2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libel a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
Any One Premises: $100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
Limit per Incident: $2,500
Limit per Year: $5,000
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.
Limit per Incident: $1,000
Limit per Year: $2,500
Deductible: $250
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.
Limit per Incident: $2,000
Limit per Year: $2,000
*Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.
Coverage for pet care businesses starts as low as $13.33 a month or $139 a year. The basic general liability policy covers common claims like third-person bodily injury, property damage, and vet bills.
In addition to our comprehensive general liability, you can add optional coverage, like:
Equipment and Inventory Coverage (Inland Marine)
…helps with the cost of repairing or replacing your gear if it’s damaged or stolen
Broadened Property Damage Coverage
…covers property damage caused by the pets in your care
Employee Dishonesty Coverage
…protects you from financial losses if an employee steals
Data Theft Protection (Cyber Liability)
… safeguards your business in the event of cyberattacks like ransomware or data breaches
Pets Are Our Kind of People
At PCI, we know pets. That’s why we offer head-to-tail coverage that protects you, your business, and the furry friends in your care.
