Veterinarian Bill Reimbursement Coverage
Get reimbursed if you take a pet you’re working with to the vet while on the clock. From 2021 – 2023, Veterinarian Reimbursement covered 25% of total claims. Without this coverage, the claims likely would have been denied.
Benefits Of Veterinarian Reimbursement Coverage From PCI
At Pet Care Insurance, we understand that unexpected accidents or illnesses can happen to pets under your care. That’s why we offer Vet Bill Reimbursement as part of our comprehensive pet care insurance coverage. With Vet Bill Reimbursement, you can have peace of mind knowing that medical expenses for a client’s pet in your care, custody, or control are covered.
– Protection for out-of-pocket veterinarian costs while on the job.
– Coverage included in base policy with an optional limit increase.
– Coverage kicks in after a $250 deductible per occurrence, but works regardless of fault.
Note: This coverage protects pet professionals when they visit veterinarians. It doesn’t protect practicing veterinarians.
Why Get Insurance? Accidents Can Cost You.
But they don’t have to. PCI covers you with Veterinarian Reimbursement when pets get injured or sick under your care. We protect you while you focus on the pets. Get covered instantly.
How Does Vet Bill Reimbursement Work?
Vet Bill Reimbursement covers medical expenses incurred while providing pet care services. Let’s say you’re taking a client’s dog for a walk, and she falls ill due to something she ate. If you need to rush her to the veterinarian and the resulting medical bills amount to $700, you would pay the vet directly. Afterward, you can file a claim with PCI, and our policy will reimburse you for the eligible expenses minus the applicable deductible.
What Expenses Are Covered?
This coverage is for when you’re with the pet. If a pet requires medical attention after you finish with your services, you’d need Pet Protection Coverage (Animal Bailee). We offer this coverage in your base policy too.
Are There Any Exclusions or Limitations to Vet Bill Reimbursement Coverage?
Is Veterinarian Reimbursement Included in Your PCI Policy?
Absolutely! At Pet Care Insurance, we prioritize the well-being of your business and the pets in your care. That’s why we include Veterinarian Reimbursement as part of our standard policy. The coverage provides a yearly limit of $2,500 to help with unexpected out-of-pocket expenses when you need to seek veterinary care for a pet while on the job.
If you feel you need more coverage, we also offer a higher limit of $5,000 yearly coverage for only $3.99 a month. It’s important to look for Veterinarian Reimbursement coverage when deciding on your insurance options.
Eligibility for Vet Bill Reimbursement
Our Vet Bill Reimbursement coverage is available to a variety of pet care businesses, including dog walkers, pet sitters, groomers, trainers, and more. If your business involves providing care for animals, you can benefit from the added protection of Vet Bill Reimbursement.
Coverage Details & Limits
Limits of Insurance
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$1,000,000
$2,000,000
Each Occurrence
Aggregate Limit
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
$2,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libel a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
Any One Premises
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
$5,000
Any One Person
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
$2,500
$5,000
Each Occurrence
Aggregate Limit
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.
$1,000
$2,500
$250
Each Occurrence
Aggregate Limit
Deductible Per Occurrence
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.
$2,000
$2,000
Each Occurrence
Aggregate Limit
* Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.
See What Else We Cover
Besides helping take care of your Vet Bill Reimbursement needs, Pet Care Insurance responds to many professionals in the pet service industry, some of whom include:
